Family Law

Financial Disclosure for Property Settlement: What Documents Are Usually Needed?

Good disclosure reduces disputes. When both sides see the same picture, negotiations usually move faster.

14 October 2025 · 7 min read

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Property settlement usually requires a clear picture of finances. When documents are missing or unclear, negotiations can stall and disputes can escalate. Early document gathering often saves time and stress.

Why disclosure matters

Disclosure supports fairness and helps both parties negotiate from a shared understanding of the pool.

Common documents people gather early

  • Bank statements (personal and joint)
  • Mortgage statements and loan documents
  • Superannuation statements
  • Tax returns and notices of assessment
  • Payslips and employment contracts
  • Credit card statements
  • Property appraisals/valuations (if available)
  • Business financials (if relevant)

Frequently asked questions

Do we need formal valuations?

Not always. Some matters use appraisals or agreed values. In more complex cases, a formal valuation may help.

What if the other party won’t disclose?

If disclosure is refused, advice can help you understand practical steps and options to progress negotiations.

This article is general information and not legal advice.

Want calm clarity about your next step?

A short conversation can often reduce uncertainty and help you plan a practical path forward.